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Savings & Certificate Programs
Certificate
Effective Date: November 6th, 2023
| Mini Investment | Term | Rate | APY |
|---|---|---|---|
| $1,000 | 6 months | 1.50% | 1.51% |
| $1,000 | 12 months | 3.25% | 3.29% |
| $1,000 | 24 months | 2.00% | 2.01% |
| $2,500 | 36 months | 1.80% | 1.81% |
| $5,000 | 91 days | 1.50% | 1.51% |
ABD Credit Share Certificate Features:
All accounts must maintain the minimum balance stated to receive dividends. A Penalty Equal to 90 Days Interest may apply for early withdrawal on Certificate of Deposit Accounts. | |||
Savings
Regular Share Savings APY is .05% (Annual Percentage Yield)
Checking and Special Shares do not earn a dividend
Split Rate
Effective Date: March 31,2024
| Account Balance | Rate | APY |
|---|---|---|
| $0-$2,000 | 0.25% | 0.25% |
| $2,000-$5,000 | 0.35% | 0.35% |
| $5,000 or more | 0.45% | 0.45% |
Loans and Visa Programs
Loans and Visa
Effective Date: July 1st, 2024
| Loans | Term | Rate |
|---|---|---|
| New Auto Loans | 84 months | 5.75% |
| New and Used Auto Loans | 72 months | 5.25% |
| 60 months | 5.00% | |
| 48 months | 4.75% | |
| 36 months | 3.50% | |
| 24 months | 3.25% | |
| Unsecured Loans | Up to 48 months | 8.00% |
| Recreational Loans | 72 months | 5.50% |
| 84 months | 6.50% | |
| 120 months | 7.50% | |
| Shared Secured Loans | Open | 3.75% |
| Visa Platinum | No Annual Fee No Transfer Fee |
7.99% |
| Visa Gold | No Annual Fee No Transfer Fee |
9.99% |
| Visa Classic | No Annual Fee No Transfer Fee |
14.99% |
| Visa Classic Secured | No Annual Fee No Transfer Fee |
14.99% |
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