**Core System Upgrade** Attention members! ABD Federal Credit Union will be upgrading its systems on July 1st, 2026, and will be closed to the public. To stay informed, please update your contact information and review your account history in Online Banking. We appreciate your understanding! Click here to learn more!

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Fee Schedule

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Fee Schedule

Fees are effective November 1, 2025

General Fees
Effective Date: November 1, 2025
ServiceFee
Service Center Withdrawals $2.00 each
Official Credit Union Check (not payable to member) $3.00 each
Official Credit Union Check Stop Payment $37.00 each
Outgoing Wire Fee - Domestic $25.00
Outgoing Wire Fee - International $40.00
Money Orders $1.50
Money Order Stop Payment $30.00
Garnishment Fee/Levy $50.00
Return Mail Fee $2.00
Paper Statement Fee $1.00
Statement Copies - Quarterly $5.00
Statement Copies - Monthly $2.00
Abandoned (Escheated) Account Fee $40.00
Inactive Accounts (After 1 Year we will start charging) Fee $5.00

Inactive Account Fee

Accounts with no member-initiated activity for twelve (12) consecutive months will be assessed a monthly maintenance fee of $5.00.

ABD Federal Credit Union will make reasonable attempts to contact the member approximately three (3) months prior to the account reaching one (1) full year of inactivity.

*IF APPROVED…MEMBERS WILL BE GIVEN A 30 DAYS NOTICE PER COMPLIANCE…CHANGES WILL BE ADVERTISED IN THE NEWSLETTER, ON OUR WEBSITE, SOCIAL MEDIA AND IN OUR LOBBIES.

Account Closing within 90 Days of Opening $15.00
Account Closing & Re-Opening within 90 Days $25.00
Account Research $20.00 per hour

Share Draft Accounts
Effective Date: November 1, 2025
ServiceFee
Stop Payments $35.00
Non-Sufficient Funds $35.00
Courtesy Pay Fee $35.00
Copy of Paid Share Draft $2.00 each
Check Printing - 1 Box (Varies by Design) $25.00 - $60.00
Starter Checks - 4 Checks (Free w/Check Order) $5.00
Bill Payment $5.00

ATM Accounts
Effective Date: November 1, 2025
ServiceFee
ATM Card - Initial Order $3.00
ATM Card - Re-Order $10.00
ATM Card Rush Order $25.00 additional
Deficit Balance ATM Card Postings $30.00 each

Master Debit Chip Card
Effective Date: November 1, 2025
ServiceFee
Master Debit Chip Card Re-Order $25.00
Master Debit Chip Card Rush Order $25.00 additional
Deficit Balance Master Card Postings $30.00 each

IRA Plan Fees
Effective Date: November 1, 2025
ServiceFee
New Plan Enrollment $2.00
Annual Maintenance $15.00
Direct Transfer Request to a New Custodian $35.00