Deposit Rates
Savings & Certificate Programs
Certificate
Effective Date: November 25th, 2024
| Mini Investment | Term | Rate | APY |
|---|---|---|---|
| $1,000 | 6 months | 1.50% | 1.51% |
| $1,000 | 12 months | 3.25% | 3.29% |
| $1,000 | 24 months | 2.00% | 2.01% |
| $2,500 | 36 months | 1.80% | 1.81% |
| $5,000 | 91 days | 1.50% | 1.51% |
| $50,000 | 91 Days | 2.00% | 2.01% |
| $50,000 | 6 Months | 2.00% | 2.01% |
| $50,000 | 1 Year | 4.00% | 4.06% |
| $50,000 | 2 Years | 3.00% | 3.03% |
| $50,000 | 3 Years | 2.80% | 2.83% |
ABD Credit Share Certificate Features:
All accounts must maintain the minimum balance stated to receive dividends. A Penalty Equal to 90 Days Interest may apply for early withdrawal on Certificate of Deposit Accounts. | |||
Savings
Regular Share Savings APY is .05% (Annual Percentage Yield)
Checking and Special Shares do not earn a dividend
Split Rate
Effective Date: March 31,2024
| Account Balance | Rate | APY |
|---|---|---|
| $0-$2,000 | 0.25% | 0.25% |
| $2,000-$5,000 | 0.35% | 0.35% |
| $5,000 or more | 0.45% | 0.45% |